Advanced O.P.S. Say "No" to High Interest Payday Loans, Late Fees, Bounced Check Fees, etc. etc.
Never turn to High Interest Payday loans or succumb to asking your family & friends for small loans to pay bills on time ever again! Lets put and end to all the ...
PayDay Loans For Paying Overdue Electricity Bill – How it works
Getting for a loan via our online lending network is simple, safe and secure. The entire Process will take no longer than two minutes, and can be completed 100% online.
Complete online process
Provide us with some basic personal details and how much you’d like to borrow. This shouldn’t take any longer than 5 minutes and your data is secure.
Review your loan offer
“Our lender’ll provide you with a loan offer” . If you’ve been approved, Our lender’ll send the loan offer terms for you to review. You are under no obligation to accept any loan offered to you.
Accept and get funds
Once you’ve agreed to your loan terms online and confirmed you want to proceed, your funds can be transferred to your checking account normally within 24 hours or same day.
Loans to assist with utility bills. The loans are usually less than $1000. Salary Advance Loans are offered by most Credit Unions, and they are a much cheaper loan alternative than relatively high costs of payday loans. A salary advance loan can have an interest rate of around 10%, even less than many credit cards.
You are actually better off paying late fees to bills such as heat and electricity instead of getting a payday loan. The 3 or 4 dollar late fees are substantially lower than the interest rates on the payday loans.
How to Avoid Using a Payday Loans for Utility Bills Inside Subprime: Feb 5, 2019 By Lindsay Frankel On average, families spend $2,200 each year on utility bills, according to the U.S. Department of Energy. Low-income households can have difficulty keeping up with utility bills, especially when unexpected costs come...
There are numerous low income loan options that can help with your finances until your next pay (not payday loans). Borrowing money to pay for utility bills should be a last resort and should not be considered if it will put you in a worst financial situation. Speaking with a free financial counsellor is highly recommended
Some things, like food, is fairly easy to find help with, Others, like bills, may not be so easy though. Borrowing the money, through means such as payday loans, may be helpful if you have a very temporary need and a steady enough income to pay it back in a timely manner.