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Loans Similar To Rise Credit – A personal loan is not the same as a property mortgage or an auto loan. Personal loans allow you to borrow and use the money for what you need. However, like other types of loans, a personal loan must be paid back to the lender in full within the specified time period. Your lender’s loan agreement will detail how much time you have to repay your loan.

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Like LendUp, Rise offers a point system that can lower your annual rate each time you borrow. Points are awarded for repaying your loans on time and for taking personal finance courses along the way. With Rise, you can borrow between $500 and $5,000 for terms of up to 26 months.

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Payday Loans - Cash Advances. Most of these places have rather small limits on the amount they will lend. For example, Rise Credit will lend up to $1,500 while North Cash will only give $1,000. It goes according to your income and you must have a utility bill, verifiable phone number, and references.